1. General

• These Terms govern your use of JLA Advisors websites and applications.
• We may change these Terms at any time without prior notice.
• By using our sites, you agree to these Terms.
• Our Privacy Policy explains how we collect, use, and store your information.

2. Copyright

• All content on our sites, including text, images, and software, is owned by JLA Advisors or its licensors.
• You may not copy, reproduce, modify, or distribute any content without our written permission.
• The only exception is downloading and printing one copy of content for your internal, business use.

3. Trademarks

• The trademarks displayed on our sites belong to JLA Advisors and its licensors.
• You may not use our trademarks for advertising or promotion without our permission.

4. User Postings

• You are responsible for the content you post on our sites.
• You may not post any content that is illegal, harmful, or infringes on the rights of others.
• We reserve the right to remove any content for any reason.

5. Notices of Infringement

• If you believe your intellectual property rights have been infringed on our sites, please contact us.
• We will remove any infringing content upon receipt of a proper notice.

6. Disclaimers

• Our site content is provided “as is” without warranties of any kind.
• We are not responsible for any losses or damages arising from your use of our site.

7. Indemnification

• You agree to protect JLA Advisors from any liability arising from your use of our site.

8. Third-Party Websites

• Our site may contain links to third-party websites.
• We are not responsible for the content or practices of these third-party websites.

9. Governing Law

• These Terms are governed by the laws of the State of Arizona.

Contact Us:

• If you have any questions about these Terms, please contact us at the address provided on our website.